KiwiSaver with Boost

A small green plant growing from a mound of scattered coins on a white surface.

Our KiwiSaver Partners 

  • Generate is a Kiwi-owned provider recognised for strong long-term performance and an active, research-driven investment approach. Their funds have consistently ranked well within their categories, supported by disciplined security selection and active portfolio management. Generate also places a strong focus on client service, offering award-winning support and clear communication, which many members find reassuring. 

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  • Booster is a long-standing New Zealand manager with a strong commitment to responsible and sustainable investing. They take a diversified, risk-aware approach and incorporate ESG considerations across their investment process. Booster’s broad fund range and transparent communication make them a solid option for clients who want a balance of responsible investment principles and steady long-term outcomes. 

  • Milford is a highly regarded active manager known for strong performance, a robust research framework and disciplined decision-making. Their investment team actively shifts exposures to help protect capital in weaker markets while seeking opportunities in stronger ones. Milford’s depth of expertise, combined with meaningful staff co-investment and integrated ESG practices, makes them a strong fit for clients who value hands-on management and a proven track record. 

  • GoalsGetter, powered by Nikko Asset Management, offers a simple digital way to manage your KiwiSaver while tapping into global investment expertise. Their range of diversified funds and easy goal-tracking tools make it ideal for people who prefer a modern, online experience. With a strong focus on active management and long-term performance, GoalsGetter gives members a clean, transparent way to stay on top of their KiwiSaver progress. 

Let’s Make Your KiwiSaver Work Harder for You 

Working with a range of quality providers means we can recommend the fund that best fits you, rather than pushing a one-size-fits-all approach. 

If you’re getting ready to buy your first home, planning ahead for retirement, or simply want to make sure you’re in the right fund for your goals, we’re here to help. 

Get in touch with Boost Brokers today and let’s make your KiwiSaver do more for your future.

KiwiSaver remains one of the smartest ways to build long-term financial security, whether you’re dreaming of your first home or looking ahead to a comfortable retirement. It’s designed to help everyday Kiwis grow their wealth effortlessly, with contributions happening automatically in the background. 

But with dozens of providers, a mix of fund options, and frequent rule changes, getting KiwiSaver right can be more confusing than it needs to be. That’s where professional advice makes a genuine difference. 

At Boost Brokers, we help you choose a KiwiSaver strategy that’s aligned with your goals, your timeframe, and your comfort level with risk, not just whatever default fund you happen to be placed into. 

 

Why KiwiSaver Works for Everyday New Zealanders 

  • Pay-cheque friendly: Contributions come straight out of your salary before you see it, making saving simple and consistent. 

  • Employee & employer contributions: 

Currently, most employees contribute a minimum of 3% of their gross income, with employers contributing on top. 

This minimum rate is scheduled to increase to 3.5% from 1 April 2026, and 4% from 1 April 2028. 

  • Top-ups anytime: You can make voluntary contributions whenever you like, perfect if you’re self-employed, or if you’re wanting to boost their balance at your own pace. 

  • Government contribution: 

If you’re aged 18–64, the Government currently contributes up to $260.72 per year when you contribute at least $1,042.86 annually (around $20 a week).  

  • First-home withdrawals: You may be able to withdraw your KiwiSaver to put toward your first home deposit. 

  • Support when life happens: In certain circumstances, such as significant financial hardship or terminal illness, you may be able to access your KiwiSaver funds early. 

  • Moving Overseas? You may be able to withdraw your KiwiSaver early. 

Why Talk to a KiwiSaver Adviser? 

Choosing the right KiwiSaver fund is more than picking a name from a list. 

Your fund choice impacts: 

  • how quickly your balance grows 

  • how much volatility you experience along the way 

  • how prepared you are for retirement 

  • how soon you may reach your first-home deposit goal 

A KiwiSaver adviser helps you: 

  • Understand your risk profile (Are you a conservative, balanced, or growth investor?) 

  • Match your goals to the right fund type 

  • Review performance and fees across providers 

  • Stay on track through market ups and downs 

  • Avoid costly mistakes. Like being in the wrong fund just before buying a home 

Your KiwiSaver is likely to become one of your largest financial assets. Getting personalised advice can add tens of thousands to your long-term outcome.