KiwiSaver Advice

KiwiSaver advice WhangareiInvesting in KiwiSaver is still a no-brainer, especially if you are considering purchasing your first home. It’s also a great way to save up for your retirement. No matter what your situation is or what your financial goals are, the benefits of joining Kiwisaver are plentiful and it makes saving super easy.

Sign Up to Kiwisaver

You can grow your financial assets without even noticing, as the money comes straight out of your pay before you even see it.

  • Minimum of 3% off your gross wage as an employee (less employer superannuation contribution tax)
  • Top up any time or, if you are self-employed, make regular voluntary contributions.
  • Minimum $20 a week to become eligible for the Annual Government contribution of up to $521.43 (if you are between 18 and 64 years old).
  • Regular contributions increase the chance for you to become eligible for the KiwiSaver First Home grant which potentially contributes up to $10,000 towards your deposit.
  • You may also be able to withdraw some or most of your Kiwisaver investment early if you experience significant financial hardship or become terminally ill.

As with any financial investment, it pays to read the fine print in order to make the most of your Kiwisaver. There are numerous providers to choose from, from banks to locally owned and operated fund managers.

We have partnered with Generate KiwiSaver, an award-winning, Kiwi owned and operated scheme with a top-performance track record. In the past 5 years, the Generate Focus Growth Fund has outranked most other KiwiSaver schemes in the Aggressive Funds category. Generate has also received annual Gold Ratings since 2016 by SuperRating and is being considered a responsible investor, buying into leading New Zealand and overseas companies as well as top fund managers worldwide.

If you would like to learn more about KiwiSaver and how it can help you prepare for retirement or purchase your dream home, get in touch with Boost Brokers today.

Sign Up to Kiwisaver